Financial Solutions

Overdraft Privilege (ODP)

In conjunction with our business partner, John M. Floyd & Associates, CUcorp^® offers an overdraft privilege program (ODP), a structured way for your credit union to allow your members to overdraw their share draft accounts subject to pre-established limits. This spares members any embarrassment of bouncing a check and boosts your non-interest income.

Shared Branching

As a division of CO-OP Financial Services, Shared Branching offers a nationwide system of more than 3,000 branch locations. This gives your members the convenience of conducting transactions at another credit union’s facility or Credit Union Family Service Center.

TrueChecks^™

CUcorp has partnered with Advance Fraud Solutions to offer TrueChecks^™, a program that enables credit unions to identify and stop counterfeit fraud at the front line. It can also stop counterfeit money orders, postal money orders, traveler’s checks, lottery scam drafts, overseas scam drafts and counterfeit rings specific to a credit union’s region.

Datacard Group – Instant Card Issuance

Instant issuance has drawn interest in the industry as a method to increase customer experience and maximize member loyalty by providing instant access to debit, credit and prepaid cards. Financial institutions that are able to produce a plastic card “on-the-spot” essentially eliminate the wait time for members to receive a card, allowing them to activate and use their card immediately. The benefits don’t stop with the member. Through these increased activation rates, instantly issuing plastic cards ultimately drives interchange revenue that equates to roughly one percent of the transaction value every time a member uses a signature-based debit card.

Discover what lending and payment solutions we have for your credit union. Call 800.262.6285 or contact us at info@cucorp.com for more information.