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CUcorp® offers credit unions the ability and flexibility to choose a card program that best suits their credit union.
- Internal Credit is a program that allows credit unions to handle everything themselves except plastic production and authorizations, which are handled by our partner FIS. Credit unions have their own in-house online terminals at every teller station, so your staff will have instant access to all member account information. Your credit union will have control over virtually all functions including, member service, collections and statement generation.
- Self-Administered offers the best value in the credit union credit card processing industry. You market the program, fund the loans, own the receivables, and earn 100% of interchange and interest income. By taking over back-office functions, you also save money by managing collections, controlling loan losses, and handling back-office administration. Best of all, you are 100% on-line with the latest in state-of-the-art card processing software. With the self-administered program, you decide all the terms you want to offer your members. The credit union controls member eligibility and sets all rates and fees. The credit union determines the interest rate, grace period, and minimum payment amount, while maintaining control over all loan approvals, marketing, and collections. Processing, authorizations, and plastics are all conducted by FIS.
- GeniSys™ allows the credit union control over the marketing, loan approval and collections, while providing all back office support functions including member services, marketing assistance, data entry, account maintenance, security services, charge backs, 24 hour/ 7 day a week VRU, and payment processing. FIS handles all processing including authorizations and plastic issuance.
- Apollo was designed specifically for small to mid-sized credit unions and is offered in partnership with the Illinois Credit Union League. The credit union controls the lending decision, and the interest rate and fees and collections. The credit union retains 100% of the interest, annual, over limit, late, cash advance, and NSF fee income. Chargebacks, security/fraud handling, and a toll-free number for member inquiries are part of the program.
- EZ Launch is a complete turnkey credit card program designed for small credit unions. Our business partner, the Illinois Credit Union League, handles virtually every detail of the program, from marketing, approval, underwriting and funding the loans, member service, monthly payment and statement processing, collections and assumes all risk. The credit union simply earns a percentage of the interest income. All processing functions are conducted by FIS.
For more information about CUcorp’s Credit Card Programs, contact your Business Consultant at 800-262-6285, ext. 534 or contact us online.
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